Skip to Main Content
Behind blue eyes: Simon Taylor's blog. Behind blue eyes: Simon Taylor's blog.

regulation

Multiple causation in history: the case of the Global Financial Crisis
18 Aug 2024

Multiple causation in history: the case of the Global Financial Crisis

by Simon Taylor | posted in: Course material, MFin | 0

Each year on the Master of Finance core course on Financial Institutions and Markets, I do a session on the Great Financial Crisis of 2007-09. One thing I emphasise is the many different causes of this highly influential event, which … Continued

China, GFC, history, regulation, USA
Being pro-markets, not pro-business
24 Feb 2020

Being pro-markets, not pro-business

by Simon Taylor | posted in: Economics | 1

Being pro-business risks supporting incumbent firms against new entrants – this is not good. * Economists are generally in favour of markets as ways to organise activity. Introductory microeconomics teaches students about how a competitive market brings demand and supply … Continued

micro, Politics, regulation, US
What’s the future for peer-to-peer lending?
23 Sep 2018

What’s the future for peer-to-peer lending?

by Simon Taylor | posted in: China, Course material, Finance sector, Financial products, MFin | 5

P2P (peer-to-peer) lending is the biggest and most developed form of alternative finance. But does it have any enduring value to add in the financial system? * P2P lending platforms have sprung up in many countries since the global financial crisis, … Continued

alternative finance, banks, China, credit, fintech, P2P, regulation
How can retail finance customers avoid being ripped off?
8 May 2016

How can retail finance customers avoid being ripped off?

by Simon Taylor | posted in: Course material, Economics, Finance sector | 0

A condition for any market to work well is that consumers have enough information to make good decisions. This is rarely the case with services such as finance. * Theory, backed up by a lot of practical evidence, suggests that … Continued

asymmetric information, regulation
Regulation leads to innovation
27 Sep 2013

Regulation leads to innovation

by Simon Taylor | posted in: China, Course material, Finance sector, Financial products | 0

The Chinese government is in the process of deregulating interest rates. It took the first step in July 2013 when the People’s Bank of China (PBOC) freed the banks to set the rate charged to borrowers, other than some mortgage-related … Continued

innovation, money markets, regulation, shadow banking
Even now, banks are still not safely capitalised
24 Apr 2013

Even now, banks are still not safely capitalised

by Simon Taylor | posted in: Course material, Finance sector | 3

A recent speaker on the MFin mentioned, almost in passing, that he didn’t think the Basel III regulatory system would actually be implemented, so flawed was its approach. I thought this sounded a little exaggerated but a recent speech from … Continued

balance sheets, banks, regulation
Fixing the market? Stabilising the price of IPO stocks
1 Nov 2012

Fixing the market? Stabilising the price of IPO stocks

by Simon Taylor | posted in: Course material, Financial products | 0

Financial markets set the prices of assets such as stocks and bonds through the interaction of demand and supply. Deliberate attempts to fix or distort those prices, termed “market abuse” in the EU, are therefore usually illegal. But there is … Continued

capital markets, investment banking, IPOs, regulation
Ponzi and pyramid schemes
2 Sep 2012

Ponzi and pyramid schemes

by Simon Taylor | posted in: Course material, Financial products | 0

I was recently asked the difference between a Ponzi scheme and a pyramid scheme. They are closely related but there is a key difference, which is that a pyramid scheme is not necessarily fraudulent, though it frequently is marketed with … Continued

crises, Ponzi schemes, regulation

About

Simon is a member of the finance faculty group at Cambridge Judge Business School. From 2008-18 he was the first Director of the University of Cambridge Master of Finance (MFin) degree, and he is now Director of the University's Global Executive MBA. An economist and former equities analyst at JPMorgan and Citigroup, he teaches on financial markets and institutions, infrastructure finance and the world financial system. He is a Fellow in Economics at St. Catharine's College, Cambridge. His book on nuclear power in the UK was published in March 2016.

Simon's faculty profile at Cambridge Judge Business School >

The Global Executive MBA >

Subscribe by email

You may manage your subscription options from your profile.

Search

Categories

  • Admissions
  • Book recommendation
  • Careers
  • China
  • Course material
  • Economics
  • EMBA
  • Energy
  • Finance sector
  • Financial products
  • International affairs
  • Interviews
  • Key finance concepts
  • MFin
  • Programme
  • Students
  • Uncategorized
  • University of Cambridge

Archives

About this site

Privacy policy | Cookie policy

© 2025 Simon Taylor's Blog

We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it. Learn how to disable all cookies.Ok